Mary Lee Nichols, MPA

Licensed Health & Life Insurance Agent

Helping individuals with their health and life insurance needs since 2000.

Medicare Options Info, Inc. educates seniors on their Medicare, dental, vision, hearing and life insurance options. We are appointed with many carriers and can offer affordable plans to fit your budget and work with your prescriptions, doctors and hospital.

Are you new to Medicare? Before you choose your coverage, learn about the different parts of Medicare and the steps to get you started. 

There are 2 main ways to get your Medicare coverage:

1. Original Medicare (Part A and Part B)

You have your choice of doctors, hospitals, and other providers that accept Medicare and an optional Medicare Supplement Insurance (Medigap) Plan sold by private companies, that can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles. Some Medigap policies also offer coverage for services that Original Medicare doesn't cover, like medical care when you travel outside the U.S. If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs. Then your Medigap policy pays its share.

2. Medicare Advantage Plan (Part C)

In most MA plans, you need to use plan doctors, hospitals, and other providers or you pay more or all of the costs. If you're in a Medicare plan, review the "Evidence of Coverage" (EOC) and "Annual Notice of Change" (ANOC) your plan sends you each fall. The EOC gives you details about what the plan covers, how much you pay, and more. The ANOC includes any changes in coverage, costs, or service area that will be effective in January.

Some people get additional coverage, like Medicare Prescription Drug Coverage (Part D).

Have questions about Medicare? Ask me about your Medicare options by calling 888-357-1999 or by sending a message request below to Medicare Options Info, Inc. A licensed independent insurance agent appointed with multiple carriers will help you make an informed decision. Agent is not connected in any way with the federal or state government or Medicare.

Medicare Annual Enrollment Period (AEP)

October 15 - December 7

Medicare's Annual Enrollment Period (AEP) starts October 15 and ends December 7, during which time beneficiaries can choose health and drug plans for the following year by comparing their current coverage and plan quality ratings to other plan offerings.

Or, they can choose to remain in traditional Medicare and get protection from the bills Medicare doesn't pay by enrolling in a Medicare Supplement Plan (Medigap Policy).

Click the buttons below for information from Medicare.gov.

CHOOSING A MEDIGAP POLICY 2021

MEDICARE & YOU 2022 BOOKLET

MEDICARE & YOU ONLINE SERVICES

Telehealth

by ★ Owner

Have questions about Medicare?

Ask me about your Medicare options by calling 888-357-1999 or Schedule an Appointment below. A licensed independent insurance agent appointed with multiple carriers will help you make an informed decision. Agent is not connected in any way with the federal or state government or Medicare.

Schedule an Appointment

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